Long Term Care Insurance

Long Term Care: Have it your way

»Posted by on Oct 4, 2011 in Long Term Care Insurance | Comments Off on Long Term Care: Have it your way

You’ve worked too hard all your life to allow your last years to be tragic.   Long Term Care, unfortunately is something many of us would rather not think about.   I see many people who are Baby Boomers (I’m a Baby Boomer).  (The Wade Agency will perform a calculated projection of how your current retirement plans are likely to play out under the best and the worst of circumstances. There is no charge for this service and the projection can be run again anytime your circumstances change. Just contact us to set up an appointment). When the subject of Long Term Care comes up, many of us have ways of dismissing the subject. Sometimes we joke about how we’ll let that be the State’s problem, or that’s how we’ll get even with our kids...

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What is Long Term Care?

»Posted by on Aug 14, 2011 in Long Term Care Insurance | Comments Off on What is Long Term Care?

What is Long Term Care? Long Term Care is a term that encompasses all of the services that a person needs when he or she has lost the capacity for some of the Activities of Daily Living (known as ADLs in by the community of care givers, care administrators and Insurance Companies). The list of these activities is generally recognized as the following: Bathing Dressing Toileting Transferring i.e. to or from a bed, a chair or a wheel chair Continence Eating A personal situation that often results in the need for Long Term Care may or may not include the loss of the Activities of Daily Living mentioned above, but comes from the cognitive impairment that can come from Dementia or Alzheimer’s disease Loss of some of the Activities of Daily Living is seen as a loss...

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Long Term Care: Important and Perhaps Surprising Facts

»Posted by on Aug 5, 2011 in Long Term Care Insurance | Comments Off on Long Term Care: Important and Perhaps Surprising Facts

  Important and perhaps surprising facts about Long Term Care and Long Term Care Insurance 71% of Long Term Care services are home- based (Nursing Home claims are less than 10% of Long Term Care Claims).  73% of the care-givers are family and friends. For every person confined to a nursing home, there are 6.8 people with the same restrictions and health issues receiving care at home. 51 Million Americans are caring for aged and incapacitated friends and relatives.  There are more people in Adult Day Care programs than there are children in Child Day Care programs.  42% of the people who need Long Term Care are under 65 years old.  Assisted Living facilities charge 56% of what nursing homes charge.   The need for Long Term Care generally is defined as a...

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The Wade Agency proudly services Kansas and Missouri, including: Belton, Bonner Springs, Bucyrus, Clearview City, Cleveland, De Soto, Edgerton, Edwardsville, Eudora, Gardner, Grandview, Hillsdale, Kansas City, Leawood, Lenexa, Linwood, Louisburg, Mission, New Century, Olathe, Overland Park, Peculiar, Prairie Village, Raymore, Shawnee, Shawnee Mission, Spring Hill, & Stilwell, KS.

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